European Central Bank

The interest rates for investments in call money and term deposits continue rise. Not only since the interest rate hike by the European Central Bank interest rates in Germany know only one direction, but of course the Bosst from 4.00 to 4.25 percent caused again for a boost. In contrast to the past few months and even years, it is now but the long end, particularly put on the interest rates. By the same author: Larry Ellison. With an at least temporary interest rate of five percent and more, there already are money market accounts, also still constantly increasing the number of banks that reward short-term investments with interest at this. News, however, is the level of interest rates for time deposits from two to six years. So the interest rates there was a hard bend with an investment term of more than two years, a long time rise again with the life of the asset.

A few weeks ago, investors scored significantly higher interest rates than with maturities of two or more years in a one-year investment in fixed-term deposits. A basically perverse circumstance, waived a deposit investors over a period of time on his capital, so this should be rewarded actually Bank with higher interest rates but longer time exactly this was not the case. Check with Glenn Dubin to learn more. The reason for this perverse trend were the is a gloomy Outlook on the future economic development. Banks had to incorporate possible rate cuts that make central banks in such cases to bring economic development back in gear, in their interest calculations, which offer fixed deposit interest rates declined at the long end. But now, the rapidly increasing energy costs and thereby further increasing inflation have made a spanner in the. The rates were not reduced despite the weakening economy without further to boost inflation, on the contrary, the ECB felt even compelled to raise interest rates to counter inflation. In which direction will move interest rates in the future is currently difficult to assess, both camps have good arguments both for further increasing as also for falling interest rates until the end of the year. The development of energy costs will probably be decisive during the next few months, because should the price of oil and thus also the costs for fuel oil, gasoline, electricity and heat continue to rise, general inflation will ride further and perhaps cause the ECB to further interest rate hikes. Should stabilize the price of oil, however, or even significantly back, this would enable the ECB finally able to access the economy through interest rate reductions under the arms.

Negotiation Management

This indicates on one hand, people really are not working or at least are not developing a true team effort. For more specific information, check out Eva Andersson-Dubin. It was noted that in everyday life, strive and work really hard, but what happens is that their efforts fall on deaf ears, are lost by the failure to materialize by several factors, most of which is the lack enrichment of ideas, by non-implementation of the image, the lack of support from their peers, lack of effective leadership within the team and even by ignorance of the immediate supervisor of the proposals designed but not clearly informed that impede its implementation by confusing they can be, and the lack of identification with the goals of the team and organization.

On the other hand, if the number of conflicts is too high, it was found that tends to spread chaos and disorder, are lost in their own discussions, they become disoriented and away from the purposes for which the team was formed work, besides usually forget the organizational objectives. At Jack Smith you will find additional information. This situation may jeopardize the sustainability of the organization. Negotiation Management must know that to solve a conflict, to avoid passing negative climates, it may be worth of trading, a tool that very few managers can dominate, for it should be noted that each team member work has to be prepared, having developed these skills and most importantly this is to have that attitude of service to others, so that faces this process knowing that the person you are negotiating also has to win, to give power to the sustainable is required at the time.

This means preparing well the negotiation process, have very clear rules of the game, clarifying their position and prepare the proper argument, agree and implement the same course. An important point in this process is that the other party know exactly what is going to negotiate, and if there is important information you need to know the person with whom we negotiate, we must deliver. Otherwise we look like we’re being unfair, and never will want to discuss with us what our position would be unsustainable within that team, or at least possible break trade ties, in the case of negotiating with a supplier or customer, they would not allow the sustainability of commercial nexus. Conclusions organizational conflicts are manageable, often are positive because they indicate that something is malfunctioning.

Especially when it’s part of workers. They invite consideration as someone put it, that the person working in an organization and shares its space with other production, is determined by internal factors specific to his personality, culture, education and knowledge of performance, and functional expectations of the psychological contract . Also determined by factors external to the individual, which are those of the organization and work resulting from the interaction with others different and individual as himself, such as peer pressure for conduct under the pressures of the head, changes technology, pressures from family, training programs, environmental conditions and others characteristic of organizational life.


Is the heart susceptible to love and joy. Music makes life worth living. Music is an expression of deep emotions, an expression of feelings. It helps us to formulate our thoughts, to express ourselves. It helps people, finding yourself, to understand themselves and to realize. Community, joy, love, dance, culture. These are all positive expressions that are brought into connection with music. It is composed out of rhythm, harmony and melody the words can relate also to the life.

Life has a personal rhythm that should make every man himself. Every man for himself created this rhythm and no one should be put off by external influences of his rhythm. The music is analogous to. No musician can take from the rhythm, because this will destroy the song. The song will be destroyed and his harmony is lost. A man from the rhythm can be, also his harmony is lost. Swarmed by offers, Eva Andersson-Dubin is currently assessing future choices. The line in which he lives with his mind and his body. Once is This harmony is destroyed, it is impossible to maintain other harmonies in his life.

Then apply it to restore the harmony and the rhythm. It connects with the music also dance at the dance, it is not about to achieve a specific goal, but to pleasure. It comes to focus on your own body and to find inner strength, much like in meditation. Dancing triggers feelings of happiness; the dancers felt infinite joy. Dancing expresses unity, community and serves to represent feelings. The playing of music and the Act of dancing will create connections between people of all cultures and love and joy will be disseminated. Cathleen Wallmuth

Tel Cafe

Music-Cabaret ‘TausendundeineSchlacht’ on July 25 in the read Cafe read in Potsdam Ute Apitz, a woman about 50, full of ideas and ideas in your head thinks to himself: “The time is ripe, ick bin on the Dransten”. It’s their lives that sounds partly like a cabaret piece, it is their style and charisma, it’s her. On stage are their Berlin joke, their gallows humor, their thoughtfulness, their joy of living and especially her insatiable urge to. Your program TausendundeineSchlacht”describes it as follows: the time is ripe, ick bin on the Dransten!”, Clara decides case and tells of the is strike-through, search, and find. ” Driven by insatiable passion, she is finally where it belongs.

On a stage. Boards, which mean their world on which they themselves with edge Berlin snout reading, singing, dancing and playing raging out. Buffeted by Arabian relationship battle it discovered the peach in itself more and more. Their time lyrically, even ironic sarcastic chansons are string way virtuosity by the guitarist and Songwriter Gerd Sulger amplified offers her forehead as male WID(d)erpart. Next gig: Friday, July 25, 2008 start: 20:00 reading – reading Cafe the literature Cafe Hebbelstr. 53 14467 Potsdam entry: 10,00 reservation / ticket: reading Cafe read Tel.: 0331 58184437 mail: U. Learn more at: Glenn Dubin. van Beek

Federal Republic

Competition density in the 100 largest German cities about 50 percent higher than last year Berlin, 08 September 2010 in the fight to change willing customers it is on the green electricity market always close. According to current surveys of the independent consumer portal can choose consumer in the 100 largest German cities in the middle between 64 providers with eco-electricity products. Compared to the previous year, the number of available providers by more than 50 percent has thus increased. “Still on average 25 providers with eco-electricity tariffs per region were active in 2008 as the number climbed already to the middle of the year 2009 over 40. reason for the continuing rise: more and more companies follow the increasing customer requirements for green ‘ tariffs”, energy expert Thorsten Bohg explained by In addition to pure eco power providers, such as LichtBlick or Greenpeace energy, which operate for years in the market, have expanded their range to many conventional competitors and offer additional Green power products. There is the largest increase in the density of the competition in the East German centres of Zwickau, Leipzig, Potsdam and Schwerin. Compared to the previous year, the number of available providers with eco-electricity products in these cities between 76 and 83 percent climbed.

Current customers but still have the largest selection in Baden-Wurttemberg. More than 75 companies with eco-electricity tariffs are so active in many regions in the southwest of the Federal Republic. Switching to eco power providers saves an average of 152 euros in addition to the environmental benefit of switching to green electricity can relieve significantly also the household budget. “Shows how our price comparison for the 100 largest German cities, the cliche is eco equal expensive ‘ no longer valid”, Bohg makes clear. Just consumers who have never changed their providers have a high savings potential. So a family of four with an annual consumption of 4,000 can save kWh of electricity in an average 16 percent, or 152 euros if they are from the local primary care to a cheap green electricity tariff with quality assessment * changes.

The Police

For Gury, would suffice to return the water to the dam by pumps that use gas, thus could recover up to 70% of the water during the months of drought. Of course we should hire foreign experts to give maintenance to the systems we possess and implement new production of current, either solar or wind same as in Holland and other European countries. Security: we have reached an untenable situation that requires radical solutions. We must implement the police point, and each block is responsible for paying the cost. This would on one hand, security in the area, on the other would add a hundred thousand new jobs.

Motivate with rewards for good amount, which help correct with respect to trafficking in drugs, I with the arrest of some criminals. Hospitals, you should get a real estimate of the costs of a private hospital after having determined their true income. Employers must provide a 10% monthly, based on the income of their employees and other costs, it should be assumed by the government, including doctors and medicines. This would lower costs dramatically labor and insurance costs, generate two three extra hours in the care of patients would be taken by physicians needs and desires of the public service. Social security should be divided into two entities, one dealing with pensions and other more effectively, to ensure that all hospitals be attended by one hundred percent of the population, with the north, creating specialized centers for who are these that send simple treatments, hospitalization or cures.

ECM Solution

d.velop with practical tips to optimize which June 22, 2010 – according to a recent survey of d.velop AG today is part of the document and enterprise content management success prospects Gescher, for two-thirds of German companies on the five most important IT topics. According to dynamically, the companies currently behave when their investments in initial or new DMS/ECM solutions. Derived from practical experience in advising d.velop has developed guidelines, on the basis of those typical mistakes in the planning process can be avoided: 1 no ECM project without clear strategic objective: it requires a clear and pragmatic-based benefit analysis that defines specific added value for the company. Also possible risks and design hurdles are to consider it objectively. Is also needed for the strategic target projection of a precise total cost calculation, taking into account of the entire planning, product and training costs, as well as the subsequent expenses for the operation of the ECM solution. 2.

projects not in minimalist technical concepts squeeze: who does not sufficiently differentiated describes the actual technical requirements at the beginning and neglected in particular also the users with their specific requirements, embarks for the ECM project in an unclear realization process. Because ever more generally and unpraziser it is the harder the intentions, precisely to achieve the goal. Therefore must be exercise great care in the professional design. Because the concept of subjects describes as the framework for the expenditure and resource planning. 3. a focus on the aspect of continuous simplicity as a parent solution idea: A too much complexity of a technical concept and the corresponding solution is usually to the detriment of productivity and acceptance of the user. Also is often an avoidable overhead in the implementation of the project. As a result, the conceptual planning and selection processes by the idea of the universal simplicity should be taken, without this however to functional or other constraints leads.

Ramon Gallegos Intelligence

This essay attempts to perform a brief introduction the educational work of Dr. In recent months, James A. Levine, M.D. has been very successful. Ramon Gallegos Nava who is the founding father of holistic education and the author has more written about spiritual intelligence, so far published 25 books, which make up an extraordinary work. Holistic education is a process of becoming aware that the world is a unit, an interdependent whole, relies on a deep devotion for life and the inherent potential of human nature. Ramon Gallegos nava holistic education is a comprehensive process to restructure education in all its aspects; as a new paradigm provides us with a comprehensive framework based on the best of human knowledge, arts, Sciences, traditions and spirituality, giving as a result the transdisciplinarity. It is considered the new educational paradigm for the 21st century, it was developed by Dr. Ramon Gallegos Nava who has been visited in Guadalajara by educators around the world. Holistic education enables the integration of science and spirituality, where mind and matter they are part of the universal flow; This traditional education does it since it considers them contradictory.

When we are born we went the light as beings spiritual to be educated on the basis of contemporary culture that us corresponds, currently present a very limited awareness level, starting with the thought of first grade, although almost NULL due to being in the beige meme. We have had the opportunity to be educated in professional studios, in my case in an area of technology, using a mechanistic model, clear is, in its phase of decline at the end of the 20th century, where collected contributions from many educators and scientists, have enabled us navigate at the Orange level of the development of consciousness. Technological progress is very developed, only that we have noticed that this model is finished in the sense humanistic and spiritual, since the values they promote are pathological, among them we can mention the competition, ganadores-perdedores policy, the accumulation of power, the domain of the human race on the nature, the wealth of the few versus the poverty of the great majority, the war as a means of conquest, among others.

World Of Affiliate

Membership income. Internet, a parallel world to our own where there are thousands of opportunities if we know them to see, is often difficult to understand and enter at the beginning; This can be for several reasons, for example: I have No website, No I don’t have a product to sell on the net, I have little experience in, promotions, etc. But still there is a way to earn income online, which not requires us more than the bare minimum to get started and can become a real flow of income for our lives, this is the programs of affiliate. They are the affiliate programs? An affiliate program is simply an agreement between you and a company or person that has created a service, software or ebook and upload it to the web for commercialization, which provides for a system that allows other people or users sell their product in exchange for a certain percentage of your sale. Here in the effort of the author of the product is hoarding the largest number of affiliates that they sell their products and affiliates task is to promote the product to achieve higher commissions.

This system is currently widespread network and many authors of software or e-book have an affiliate system by which their advertising increases greatly giving you many more benefits that only be able to sell a product. The advantages of being an affiliate are for example:-mainly sell the product you want. -You don’t have stock, or have a store, there are no cases of distribution, you don’t have employees because you sell products created by other people. -You can earn excellent commissions. -Money investment is minimal, you really have to invest will be their time in different ways of promoting the products you have chosen to earn commissions. -You can create as many pages of affiliates as you want.

-Working only the hours that you decide which is his own boss. These are some of the many advantages but it also has to take into account other factors that are also of great importance such as: information on the operation of the affiliate programs, learn how to study the market niche in which intend to develop their promotions, the techniques to make pages web that produce results, technical promotion and of course the choice of products to promote. The good news is that there is already very good information regarding these Web topics by which our investment at the beginning is almost non-existent, but as I tell him at first will have to devote some time to start since it will have lots of free information to analyze then take action. This is a simple review about the affiliate products to get income from the internet since there are many other considerations to tell them about this, in future articles will explain more extensively many other peculiarities to keep in mind; Since I personally at this time I am in market research for affiliate products, their purpose and their real usefulness for users who wish to achieve income on the web.

Handwoven Rugs Unique Secrets

What made carpets? Three main material used in carpet weaving – wool, silk and cotton. Some carpets also occurs goat and camel hair. In the vast majority of handmade carpets work sites and, consequently, the pile – from sheep’s wool. A distinctive feature of the wool is soft, durable, relatively low compared to the price of silk, besides, it is easy to operate. Such a set quality makes fleece unique and irreplaceable material for oriental carpets. Adding to the yarn of goat or camel wool carpet can give an extra shine, but these tend not abuse: goat and camel hair badly stained. The highest quality wool differs sheep grazing on alpine pastures. For even more details, read what Dr. John Mcdougall says on the issue.

Highly prized wool from Iran and the Caucasus mountain. Great hair buy in China, Australia and New Zealand. Yarn of wool can be machine-and hand-spun, the latter, of course, much more expensive. In the field of Oriental carpets rooted division between the highlands and lowland wool. For example, sheep from New Zealand are fine fleece of them get ‘Baikov’ merino wool. The value of wool may be dependent on many factors such as time of cutting (spring haircut considered high-quality), etc.

Silk has long been considered one of the most valuable and respected natural foods. Such products are particularly elegant and emphatic grace, they are characterized by specific silk gloss and shine. Silk – the most expensive natural fiber used for making carpets less than wool.